Realtor Partnership

Creating a Connection Between Mortgage Lenders and Realtors

At JZ Mortgage Services, Inc., we value mutually beneficial relationships with Realtors. Our licensed mortgage brokers work with hundreds of lenders, and we can finance mortgages for many clients who might otherwise be turned down for a loan. If you are a Realtor who works with clients in Bradenton, Sarasota, St. Petersburg, Tampa and surrounding areas in Florida, we would love to coordinate with you. Our mortgage lenders can deliver the package your client needs to purchase a home. We pride ourselves on open, honest communication with our clients and Realtors. Contact JZ Mortgage Services, Inc., today to talk about how we can serve clients together.

Financing Clients with Unique Challenges

As a Realtor, you help clients with one of the most important investments of their lives. With clients from all walks of life, you likely have worked with some who do not meet conventional lending requirements. The mortgage brokers at JZ Mortgage Services, Inc., work with clients in all types of financial situations with a wide range of credit scores – even those who fail to meet big bank requirements.

When you send a client to us for loan pre-approval, we will keep you and your client fully informed throughout the whole process. Because we have provided loans for more than a thousand clients, we know which mortgages will make great matches for different types of clients. We work with dozens of wholesale mortgage lenders and are able to provide conventional mortgages as well as FHA, VA and USDA loans.

Close Sales Faster

We know how important a fast loan approval is to ensuring a closing goes smoothly. We are able to provide pre-approval in as little as one hour in some cases. Our mortgage brokers can also provide certificates for your client to present with their purchase contracts. When your clients find the homes they love, we will be there to help you meet your closing dates. Big banks simply can’t deliver mortgage approvals with the same speed.

Program Highlights

JZ Mortgage is partners with over 100 wholesale lenders to provide the BEST loan programs, rates, and service.

Some popular and helpful program highlights are below:

• Conventional Loans- dozens of lenders in our network
• FHA Loans- 580 score, 96.5% LTV
• VA Loans- 550 score, 100 LTV
• USDA Loans- 100% LTV
• FHA Streamline & VA IRRRL- Refinance with no income or appraisal
• Manual Underwrites available
• Reverse Mortgage- purchases and refinances

• Portfolio Loans up to $10,000,000
• 95% LTV Jumbo
• 90% LTV Bank Statements Only
• 90% LTV Asset Only Qualification
• 75% LTV Primary Residence with NO Income
• 85% LTV Investor Loans with NO Income

• Conventional Fall Out / Near Miss
• Full doc / Alt doc / No doc / Stated Income
• Renovation loans / Fix & Flip
• Bridge Loans & Short Term Financing
• Investor LOC / Line of Credit / Fix & Flip
• No seasoning programs for foreclosures, short sale, & bankruptcy
• Entity vesting allowed (LLC, Corporations, Trust)
• Self-employed & Business Owners
• Foreign Nationals & ITIN

• 1-4 Units, Condos, Manufactured Homes, Investment Properties
• Commercial, Residential & Mixed-Use Properties
• Multi-Family & Apartment Buildings up to 50+ Units
• Non-Warrantable Condos including Condo-Tel’s
• Fixed Rates, Adjustable Rates, and Interest Only options
• Credit Scores as low as 500

The Beginning of a Valuable Partnership

If you are a Realtor serving clients in Bradenton, Sarasota, St. Petersburg or Tampa, contact JZ Mortgage Services, Inc. We love to connect our mortgage lenders with quality Realtors who are familiar with the area and the vast range of clients looking for homes. We can deliver the mortgages that your clients need to close, fast.