Creating a Connection Between Mortgage Lenders and Realtors
At JZ Mortgage Services, Inc., we value mutually beneficial relationships with Realtors. Our licensed mortgage brokers work with hundreds of lenders, and we can finance mortgages for many clients who might otherwise be turned down for a loan. If you are a Realtor who works with clients in Bradenton, Sarasota, St. Petersburg, Tampa and surrounding areas in Florida, we would love to coordinate with you. Our mortgage lenders can deliver the package your client needs to purchase a home. We pride ourselves on open, honest communication with our clients and Realtors. Contact JZ Mortgage Services, Inc., today to talk about how we can serve clients together.
Financing Clients with Unique Challenges
As a Realtor, you help clients with one of the most important investments of their lives. With clients from all walks of life, you likely have worked with some who do not meet conventional lending requirements. The mortgage brokers at JZ Mortgage Services, Inc., work with clients in all types of financial situations with a wide range of credit scores – even those who fail to meet big bank requirements.
When you send a client to us for loan pre-approval, we will keep you and your client fully informed throughout the whole process. Because we have provided loans for more than a thousand clients, we know which mortgages will make great matches for different types of clients. We work with dozens of wholesale mortgage lenders and are able to provide conventional mortgages as well as FHA, VA and USDA loans.
Close Sales Faster
We know how important a fast loan approval is to ensuring a closing goes smoothly. We are able to provide pre-approval in as little as one hour in some cases. Our mortgage brokers can also provide certificates for your client to present with their purchase contracts. When your clients find the homes they love, we will be there to help you meet your closing dates. Big banks simply can’t deliver mortgage approvals with the same speed.
There are many diverse mortgage options available with JZ Mortgage Services, Inc. Some popular options from our mortgage lenders include:
- Conventional loans with as little as 1% Down Payment
- FHA loans
- VA loans (100% LTV available and 550 credit ratings accepted)
- USDA loans
- High-end mortgages ($5 million and up)
- 97% loan-to-value with no mortgage insurance
- 95% LTV jumbo, CLTV subprime, and LTV second-home loans
- 90% LTV second homes
- 90% LTV Alt-A and subprime
- 90% CLTV no seasoning for short sale, BK, foreclosure
- 85% LTV investment properties
- Investor programs with no income verification
- LLC Vesting Available
- Pledged asset program
- Bank statement program
- ARM and interest-only
- Manual underwriting
- Foreign nationals even for jumbo sales
- Non-warrantable condominiums
- Residential, mixed-use, and commercial properties
- Reverse mortgages – purchases and refinances
- HARP and FHA streamline
The Beginning of a Valuable Partnership
If you are a Realtor serving clients in Bradenton, Sarasota, St. Petersburg or Tampa, contact JZ Mortgage Services, Inc. We love to connect our mortgage lenders with quality Realtors who are familiar with the area and the vast range of clients looking for homes. We can deliver the mortgages that your clients need to close, fast.