Your Home-Buying Journey Begins at JZ Mortgage Services, Inc.
Welcome to JZ Mortgage Services, Inc. – Your trusted partner in fulfilling the American dream of home ownership! We are a reliable and trustworthy partner committed to assisting individuals and families in achieving their dream of homeownership. Purchasing a home is a significant milestone and a major investment that can be both exciting and overwhelming. Our team understands the importance of this decision and the potential financial implications, and we're dedicated to providing expert guidance and personalized solutions to help you navigate the complexities of mortgage financing.
We have a deep understanding of the real estate and mortgage industries and are committed to staying up-to-date on the latest trends and regulations. Our team of experienced professionals is well-equipped to guide you through the mortgage financing process and help you make informed decisions that are tailored to your specific needs and goals.
At JZ Mortgage Services, Inc., we believe that every client is unique and deserves personalized attention. We take the time to understand your financial situation, long-term goals, and preferences to offer you a range of financing options that suit your needs. We also understand that the mortgage financing process can be overwhelming, which is why we're here to support you every step of the way.
Whether you're a first-time homebuyer, a seasoned investor, or purchasing a commercial property, we are committed to providing you with the highest level of customer service and support. Our goal is to make the mortgage financing process as simple and stress-free as possible, so you can focus on the exciting prospect of owning your dream home.
Why Choose JZ Mortgage Services, Inc., Instead of a Big Bank?
We are partners with more than 100 lenders to provide the best loan programs, rates, & service! Our portfolio loans & non-QM programs are excellent options for non-conventional borrowers. We can help you secure competitive interest rates, even if you have less-than-perfect credit! Unlike big banks, we offer personalized attention, faster approval, and a wider range of mortgage options to suit your unique needs and budget. Our mortgage loan originators work closely with you to understand your financial goals and identify the best loan options available.
We also collaborate with top Realtors in the area to streamline the home-buying process for you. Whether you already have a Realtor or need a referral to a reputable one, we can connect you with someone who understands your needs and priorities.
Beginning Your Journey to Home Ownership
At JZ Mortgage Services, Inc., we believe in building trust and lasting relationships with our clients. That's why we offer a complimentary consultation to assess your eligibility and explore your loan options. Whether you're a first-time homebuyer, refinancing your current mortgage, or looking to purchase a commercial property, we're here to help. Our dedicated loan originators are available to answer your questions, provide guidance, and support you every step of the way.
We are proud to offer our services to clients across the state of Florida, including Bradenton, Sarasota, St. Petersburg, Tampa, and beyond. From Miami to Jacksonville, Fort Lauderdale to Tallahassee, we have you covered. Our team of licensed mortgage loan originators has decades of experience serving the diverse needs of clients in these areas.
Ready to Get Started?
Click the green Apply Now button to receive a no-cost, no-obligation estimate of your available loan options. Or, contact us today to schedule your complimentary consultation and begin your journey to home ownership. At JZ Mortgage Services, Inc., we're committed to helping you make the right mortgage decisions that align with your long-term financial goals.
Thank you for considering JZ Mortgage Services, Inc. as your trusted partner in achieving your homeownership & real estate goals. We look forward to working with you and helping you achieve your dreams!
Our numbers speak for themselves
$0M+
loans funded to date0%
clients would recommend us0-Day
average closing
Mortgages Made Simple
JZ Mortgage Services, Inc. is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you are purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of loan officers here can help you find the right loan program at a competitive rate no matter what your needs are.
We understand the frustrations of finding a mortgage.
We've designed our services to make it smoother and more transparent.
-
From start to finish, James provided A+ service . James is incredibly knowledgeable, always available to answer any questions and guidance through the entire process with ease. What impressed me the... read more
Elizabeth Meilan
Jim made the entire process smooth and stress-free. He is knowledgeable, friendly, and always available to answer any questions. Jim truly cared about helping me get the best deal. I... read more
Claudia Meilan
Represented buyers on my listing, worked hard to get the deal done even through two hurricanes!
Holly Golden
As always it was awesome experience dealing with Scott Bailey! Looking forward to continuing to work with him on all my refi needs in the future. Thanks
Shane Downs
-
Jz mortage helped me buy my first house. They were there every step of the way! I honestly recommend jz mortage if you are a first time home buyer.
juan chanelo
Jim is an excellent source for all of your mortgage needs. He responds quickly to all questions and always does his best to ensure that his clients understand the... read more
Sandy Cantu
Jim and his superior Staff provided our buyer client (first timer !) with excellent service including being completely communicative with all parties throughout the process - I recommend JZ Mortgage... read more
Andrew Cabot
JZ Mortgage Services was top notch to work with. Their professionalism, attention to detail and great attitude are just some of the qualities that set them apart from the rest!... read more
Samantha Jacobs
-
Paul was amazing, worked hard for me. Thank you
Paul Lomangino
As a realtor, I've worked with Scott on multiple deals, and he consistently impresses me with his professionalism and expertise. Scott's dedication to his clients and his ability to make... read more
Brehna Hovland
Scott did a great job getting his clients construction loan completed before the holidays. His clients were well informed, and were so happy to be starting construction on their dream... read more
Jon Lindahl
Scott was a true professional, he closed the loan in record time with no hiccups!! He was knowledgeable, professional, and always on top of the transaction. Would highly recommend Scott!!
Ryan Leben
-
We worked with Jim, and he was AMAZING! He got the deal closed! He worked diligently, and was on top of all the hurdles immediately! We would choose him next... read more
Alain Alvarez
James and his team at JZ Mortgage Services were a huge help. Being self employed makes financing tricky. But, they reviewed all of our personal and business information, found a... read more
Dr. Ken Kaufman
As a realtor & home improvement professional, JZ mortgage sevices is my go to whenever I have clients who need help with a morgage or financing! Very professional and... read more
Andrew Swan
Jim and his team at JZ Mortgage are always such an absolute pleasure to work with and are true professionals. They handle every one of their clients with such care... read more
Lisa Lukas
-
Jim and his staff were great to work with. They communicated throughout the entire process and made the transaction seamless.
Angela Adams
Jim and the crew at JZ Mortgage make the homebuying process super easy, highly recommend!
Marcus McGehee
Five start service! Communicated every step of the process and got us in our dream home!
Melissa Myers
It was a pleasure working with Sean, at JZ mortgage. He followed through every step of the way, made sure everything was taken care of in a timely and professional... read more
Katie Manley
-
My wife and I would like to personally thank Scott and the team at JZ Mortgage Services for their professionalism with helping us to get the best mortgage option for... read more
Gene Atkins
I'm been a realtor for over 17 years and have used J. Z. Mortgage for most of my clients in the last 7 years. He was able to... read more
Paul Zampieri
We Worked with Scott Bailey. He was very professional, kind, and extremely knowledgeable. He went over every possible scenario to help us get the best result. Scott was very passionate... read more
Rebecca Carder
I worked with Scott and he was amazing. Once I finally found my perfect home the process was fast, smooth and easy. Great people to work with. ... read more
Kathy Ericsson
Explore our frequently asked questions
Common types include conventional loans, FHA loans, VA loans, USDA loans, fixed-rate mortgages, and adjustable-rate mortgages. Each type has its own eligibility requirements, benefits, and drawbacks.
A fixed-rate mortgage has a constant interest rate throughout the loan term, leading to predictable monthly payments. An adjustable-rate mortgage (ARM) has an interest rate that can change periodically, causing fluctuations in monthly payments.
Pre-qualification provides an estimate of how much you might be able to borrow based on the information you provide. Pre-approval involves a more thorough review of your financial situation and credit history, resulting in a conditional commitment from a lender.
While it may be more challenging to qualify for a mortgage loan with bad credit, there are still options available. Government-backed loans like FHA loans may have more flexible credit requirements, and some lenders specialize in working with borrowers with less-than-perfect credit.
