Are you a commercial farmer looking to expand your operation or increase your farm capital? Or maybe you need to refinance debt to improve your financial position? Whatever your needs may be, our commercial farm loans can help you achieve your business goals. We offer a wide range of agricultural loan programs, including 30-year fixed-rate loans and operating loans, to provide the flexibility and financial support you need to succeed. At JZ Mortgage, we pride ourselves on our ability to offer much more than traditional lenders. We understand that each farmer has unique needs, and we work tirelessly to break down the barriers that stand in the way of your success. Our simplified solutions are tailored to meet your specific needs, and we're committed to providing you with the resources and support you need to thrive. We understand that navigating the complexities of agricultural lending can be a daunting task, but we've simplified the process to make it easy for you. Our team of experienced professionals will work with you every step of the way to ensure that you receive the support and guidance you need to achieve your business goals.

 
Property Example:

Welcome to the beautiful full-time corn, silage, and livestock farm! Here, we take pride in producing the best livestock for sale. Our farm boasts a large acreage of tillable land, which is expertly managed and maintained to ensure top-quality crops. One of the many amazing properties of our farm is the vast expanse of tillable land that we have available. With this land, we can produce the highest-quality corn and silage to feed our livestock, ensuring that they are healthy and well-nourished. This, in turn, translates to top-dollar sales when it comes time to sell our livestock. But what really sets our farm apart is the dedication and passion of our farmers. We believe that farming is not just a profession, but a way of life!

 

Commercial Farm Program Highlights:

• Closings in 60 days or less
• Minimum loan amount: $500,000
• Loan amounts up to $100 million
• 70% LTV- Potential for 100% financing
• Fixed-rate loans from 10 years to 30 years fixed
• 1-year to 15-year adjustable rates are available
• Cash-out loans available
• No restriction on use of funds
• Minimum acreage – 10 acres
• Multiple properties or contiguous parcels
• Outbuildings, sheds and other land improvements allowed