Financing for Apartment Buildings & Multi-Family Properties (5-50 Units)

Investing in multi-unit residential properties can be a powerful way to build long-term wealth and generate steady rental income. At JZ Mortgage, we offer specialized loan programs designed for properties with 5 to 50 units, providing flexible financing solutions tailored to meet the needs of investors, developers, and property owners.

Loan Highlights

  • Loan-to-Value (LTV) up to 75% – Finance up to 75% of the property’s value with our primary loan.
  • Combined Loan-to-Value (CLTV) up to 90% – Maximize your financing potential with a seller or outside second loan, requiring only 10% down payment.
  • Competitive Interest Rates – Get market-leading rates to optimize cash flow and maximize returns.
  • Flexible Loan Terms – Choose from various term options to suit your investment strategy.
  • No Private Mortgage Insurance (PMI) – Keep your costs lower by avoiding unnecessary mortgage insurance.

Why Choose JZ Mortgage for Multi-Unit Loans?

  • Low Down Payment Option – With CLTV up to 90%, you can secure financing with as little as 10% down when using a secondary loan.
  • Expert Guidance – Our team specializes in multi-family financing and will help you navigate loan options and requirements.
  • Investor-Friendly Terms – Designed to support both new and seasoned investors in expanding their portfolios.
  • Streamlined Loan Process – We make financing simple and efficient, helping you close deals faster.

Is a Multi-Unit Residential Loan Right for You?

Multi-unit residential loans are ideal for:

✔ Investors looking to acquire apartment buildings or multi-family rental properties (5–50 units).
✔ Owners refinancing existing multi-unit properties to reduce rates or access equity.
✔ Buyers seeking low down payment solutions through seller or external financing options.
✔ Investors focused on cash flow, appreciation, and long-term wealth building.

Get Started Today

Whether you’re purchasing your first apartment building or expanding your real estate portfolio, JZ Mortgage is here to help you secure the best financing. Contact us today to discuss your loan options and take the next step toward your investment goals. Let’s make your next real estate investment a success!