Investor No Income Loans

Investor No Income Loans

What Are Investor Loans with No Income Requirements?

Real Estate Investors often have financing goals that are not available with conventional loans from Fannie Mae and Freddie Mac.  Conventional loans usually have the best rates and lowest costs if the borrower and property both qualify.  However, they also have strict guidelines and program limitations that all conventional lenders must follow.  We are pleased to offer Portfolio Investor Loans up to 85% LTV (loan to value) with just 15% down payment required.  

At JZ Mortgage Services, we understand the financing needs of real estate investors.  We work with dozens of portfolio lenders to provide the best loan programs, strategic solutions, low rates, and top-notch customer service.  Many of our lender partners work exclusively wholesale through licensed mortgage professionals and are not available retail to the general public.

Our portfolio investor loan programs have no personal income or debt ratio requirements.  No employment, pay stubs, or tax returns are needed to qualify.  There is no limit on how many properties you can own, and the title can be vested personally or in an LLC.  Our portfolio investor loan programs are tailor-made for investors looking for the best loan programs to finance real estate.  See below for program highlights and contact us today or “Apply Now” for more information.

Person signing documents for Investor Loans

Investor Loans with No Income Requirement Program Highlights

  • *NEW* Up to 85% LTV (Loan to Value) on purchases
  • *NEW* Up to 80% LTV (Loan to Value) cash out refinances
  • No personal income, No employment, No debt ratios
  • No employment, No tax returns, No income documents
  • Loan amounts up to $5 Million, 100k minimum loan amount
  • Unlimited # of properties
  • Fixed rates, adjustable, & interest-only options
  • 1-4 units, and 5-50 unit programs available
  • Renovation loans for purchase and rehab costs
  • As-is financing for properties that need renovation
  • Flexible seasoning for flips and cash out refinances
  • Our network of lenders for best programs & rates
  • Excellent service from our team of professionals


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JZ Mortgage Services, Inc.

James Zielinski NMLS # 972677

Equal Housing Lender   EHO 50

JZ Mortgage Services, Inc.

7815 2nd Ave NW
Bradenton, FL 34209