Which type of mortgage is best for me?
* Working with 100+ lenders we will help you find the best program to meet your goals. Find mortgage options and solutions here: https://www.jzmortgage.com/loan-options/
How do I know what lender is best for me?
* We believe there is no single lender that is the best option for everybody. They have different programs and guidelines. Working with 100+ lenders we will help you find the best fit for your home purchase or refinance.
How do I get Pre-approved?
* You can fill out an application on our website “Apply Now” with no cost or obligation: https://www.jzmortgage.com/apply-now/
What is the cost for pre-approval?
* There is no cost for information and pre-approval with JZ Mortgage. Other companies may charge application and/or pre-approval fees.
What documentation do I need?
* Documentation depends on the loan program. We have a wide variety of programs including limited documentation and no income verification programs. Here’s a link to the standard documentation for most loan programs: https://www.jzmortgage.com/apply-now/
What exactly is Underwriting?
*This is the review process where the lender will review your application and credit for your conditional loan approval.
How much does an appraisal cost?
* Appraisals typically cost $450-$500 and is not refundable. They can sometimes cost more.
*WE CAN NOT SCHEDULE YOUR CLOSING UNTIL YOUR LOAN IS CLEAR TO CLOSE*
*LENDERS RESERVE THE RIGHT TO ASK FOR ADDITIONAL INFO & ITEMS PRIOR TO CLOSE*