Creating a Powerful Connection Between Realtors and Trusted Mortgage Experts

At JZ Mortgage Services, Inc., we believe in building lasting, mutually beneficial partnerships with real estate agents who want their clients to win. Our team of licensed mortgage brokers works with over 100 wholesale lenders, giving your buyers access to financing options that go far beyond what traditional banks offer.

If you’re a Realtor in Bradenton, Sarasota, St. Petersburg, Tampa, or the surrounding areas, we’d love to connect. We’ll help you close more deals, faster — with clear communication, creative loan solutions, and reliable results.

Financing Options Beyond the Big Banks

Your clients come from all walks of life — and not all of them fit into the cookie-cutter guidelines big banks demand. That’s where we shine.

We specialize in helping clients with:

  • Non-traditional income, Self Employed, Employment or Income issues
  • Credit issues or lower credit scores
  • Unique financial circumstances
  • Conventional & Non QM loan programs
  • Commercial, Mixed Use, & Non-Conventional properties
  • Flexible Investor programs with no personal income requirements

Whether it’s a conventional loan or a non QM / portfolio loan alternative, we’ll match your clients with a loan that works — and keep you fully informed from pre-approval to closing.

Fast Pre-Approvals, Smooth Closings

In this fast-paced market, speed is everything. We provide reliable pre-approvals within 24 hours, and we can expedite the preapproval process when needed. Your buyers get stronger offers, and your deals close on time.

We’ll even issue a custom Pre-Approval Certificate which you can submit with their offer to stand out in competitive markets.

Program Highlights

JZ Mortgage Services, Inc. is partnered with over 100 wholesale lenders to provide the BEST loan programs, rates, and service.

Some popular and helpful program highlights are below:

  • Conventional Loans- dozens of lenders in our network
  • FHA Loans- 580 score, 96.5% LTV
  • VA Loans- 550 score, 100 LTV
  • USDA Loans- 100% LTV
  • FHA Streamline & VA IRRRL- Refinance with no income or appraisal
  • Manual Underwrites available
  • Reverse Mortgage- purchases and refinances
  • Portfolio Loans up to $10,000,000
  • 95% LTV Jumbo
  • 90% LTV Bank Statements Only
  • 90% LTV Asset Only Qualification
  • 75% LTV Primary Residence with NO Income
  • 85% LTV Investor Loans with NO Income
  • Conventional Fall Out / Near Miss
  • Full doc / Alt doc / No doc / Stated Income
  • Renovation loans / Fix & Flip
  • Bridge Loans & Short Term Financing
  • Investor LOC / Line of Credit / Fix & Flip
  • No seasoning programs for foreclosures, short sale, & bankruptcy
  • Entity vesting allowed (LLC, Corporations, Trust)
  • Self-employed & Business Owners
  • Foreign Nationals & ITIN
  • 1-4 Units, Condos, Manufactured Homes, Investment Properties
  • Commercial, Residential & Mixed-Use Properties
  • Multi-Family & Apartment Buildings up to 50+ Units
  • Non-Warrantable Condos including Condo-Tel's
  • Fixed Rates, Adjustable Rates, and Interest Only options
  • Credit Scores as low as 500

Your Realtor Toolbox

We’re here to empower you, not just with programs — but with tools to help you educate buyers and close more deals.

Use these resources with your clients today:

Need a custom flyer, open house sheet, or co-branded pre-approval doc? We’ve got your back. Just ask — or let’s build it together.

Let’s Build a Winning Partnership

If you're a Realtor serving clients in Bradenton, Sarasota, St. Pete, or Tampa, we’d love to collaborate.

Whether you’re looking for fast approvals, reliable closings, creative loan strategies, or just a lender who answers the phone — JZ Mortgage Services, Inc. is here to help you and your clients close with confidence.

Let’s Talk — Reach out today to schedule a discovery call or co-branded marketing session. Call us at 888-217-1526