Are you dreaming of owning your own home but worried about the daunting down payment? We have exciting news that could turn your dream into reality! JZ Mortgage is thrilled to introduce our exclusive 0% Down Purchase Program, designed to help more people achieve homeownership without the financial strain of a large down…

Read More

Are you ready to tap into an ocean of possibilities within the real estate realm? JZ Mortgage Services Inc. introduces an innovative solution for your financing needs—Portfolio Loans. This comprehensive guide explores how our portfolio loan options cater to a diverse range of borrowers & situations, including those searching for new primary residences, first-time home…

Read More

In today’s fast-paced lending landscape, efficiency and protection are crucial considerations for both lenders and borrowers. That’s where our Safe Check solution comes in, offering a seamless way to pre-qualify borrowers while safeguarding them from unnecessary credit trigger lead solicitations. With Safe Check, we can conduct a single or tri-merge soft credit check, eliminating the…

Read More

What is the FHA 203(h)?  This is a specialty FHA loan program that provides up to 100% financing to help victims of disasters purchase new properties or rebuild after their homes have been substantially damaged.  This program is available for Hurricane Ian victims and people affected by other qualifying natural disasters. Causes can include hurricanes,…

Read More

Getting divorced and looking into options for your home?  One of the biggest items divorcing couples have to discuss is their home. In most divorce cases, couples have to decide whether  to refinance the mortgage or sell the home. Whether you are using attorneys to settle your divorce, or you are working through it together,…

Read More

Self-Employed and 1099 home buyers face additional challenges with income calculations to qualify for mortgage loan financing.  Conventional, FHA, & VA lenders require all pages of tax returns, business & personal.  Many self-employed applicants do not qualify for a variety of reasons, or they don’t qualify for a large enough loan they desire.  For self-employed…

Read More