Discover the 0% Down Purchase Program: Your Path to Homeownership

Are you dreaming of owning your own home but worried about the daunting down payment? We have exciting news that could turn your dream into reality! JZ Mortgage is thrilled to introduce our exclusive 0% Down Purchase Program, designed to help more people achieve homeownership without the financial strain of a large down…

Are you ready to tap into an ocean of possibilities within the real estate realm? JZ Mortgage Services Inc. introduces an innovative solution for your financing needs—Portfolio Loans. This comprehensive guide explores how our portfolio loan options cater to a diverse range of borrowers & situations, including those searching for new primary residences, first-time home…

In the dynamic and potentially profitable world of real estate investing, one strategy stands out for its ability to generate significant returns in a relatively short time: fixing and flipping properties. This blog post is a must-read for both seasoned and budding real estate investors in the vibrant Florida market. Here at JZ Mortgage, we…

Buying a home is one of the most significant financial decisions you’ll ever make. It’s a commitment that can shape your financial future and lifestyle for years to come. One crucial factor that often weighs on potential homebuyers’ minds is mortgage rates. When rates are high, should you wait for them to go down, or…

In today’s fast-paced lending landscape, efficiency and protection are crucial considerations for both lenders and borrowers. That’s where our Safe Check solution comes in, offering a seamless way to pre-qualify borrowers while safeguarding them from unnecessary credit trigger lead solicitations. With Safe Check, we can conduct a single or tri-merge soft credit check, eliminating the…

JZ Mortgage is pleased to offer a simple solution for new construction home buyers. Our new one-time close new construction program is an excellent loan program for home buyers, builders, and real estate agents in the housing market. These loans offer a wide range of benefits to minimize risk for all parties and provide financing…

What is the FHA 203(h)? This is a specialty FHA loan program that provides up to 100% financing to help victims of disasters purchase new properties or rebuild after their homes have been substantially damaged. This program is available for Hurricane Ian victims and people affected by other qualifying natural disasters. Causes can include hurricanes,…

Getting divorced and looking into options for your home? One of the biggest items divorcing couples have to discuss is their home. In most divorce cases, couples have to decide whether to refinance the mortgage or sell the home. Whether you are using attorneys to settle your divorce, or you are working through it together,…

Self-Employed and 1099 home buyers face additional challenges with income calculations to qualify for mortgage loan financing. Conventional, FHA, & VA lenders require all pages of tax returns, business & personal. Many self-employed applicants do not qualify for a variety of reasons, or they don’t qualify for a large enough loan they desire. For self-employed…

Picture of coins stacked up from money saved from a cash-out refinance.

Should you Consider a Cash-Out Refinance? Mortgage rates are at all time lows and it’s a great time to consider refinance options. You may be able to get lower rate, lower payment, and take cash out all at the same time. What would you do with an extra $10k-50k dollars funds if you had it?…