Modern apartment building with balconies and large windows under a clear blue sky. Palm trees in front create a sunny, relaxed atmosphere.

Buying a condo in Florida can feel like navigating a maze of extra rules and restrictions. While they’re a popular choice for homeowners, snowbirds, and real estate investors, condominiums often create significant challenges for lenders. Many condo projects are not “fully warrantable” under Fannie Mae guidelines — meaning that, even if you’re financially qualified, your mortgage application…

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