At JZ Mortgage Services, Inc., we find financing solutions for borrowers with all types of needs. Traditional home loans – and the traditional loan qualifying process – aren’t for everyone. Many self-employed borrowers, for example, are great candidates for home financing, but may not qualify for conventional financing because their tax returns don’t reflect their…

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If you’re a self-employed business owner, you know that your tax returns on paper may not be a good representation of your worth as a borrower. Unlike government loans (like FHA, USDA, and VA loans) and conforming loans (which conform to guidelines set by mortgage giants Fannie Mae and Freddie Mac), portfolio loans can serve many…

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  By Aaron Terrazas on 12/11/2017  Nationwide, the 2018 conforming loan limit for most counties increased by $29,000 (6.8 percent), to $453,100. Tens of thousands of homes in some of the nation’s priciest housing markets – including New York, L.A., Miami and Seattle – will no longer require a jumbo purchase mortgage next year, likely saving their…

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Quicken Loans has seized a larger share of the mortgage market but rising interest rates and anticipated deregulation under President Trump could change things. (Uli Deck/picture-alliance/dpa/AP ) By Michele Lerner February 23 Most borrowers, whether they are purchasing property or refinancing their home, focus on their mortgage rate and loan terms rather than the type of lender…

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Homeowners and renters that have been affected by Hurricane Irma, please contact us for information on 100% FHA loan program for disaster relief.

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By Kathy Orton August 17 (Paul J. Richards/AFP/Getty Images) Global and domestic unrest put downward pressure on mortgage rates this week. According to the latest data released Thursday by Freddie Mac, the 30-year fixed-rate average slipped to 3.89 percent with an average 0.4 point. (Points are fees paid to a lender equal to 1 percent of the loan…

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Floridians suffering damage from Hurricane Irma may have questions on insurance claims. Here are tips on what you need to know. By Don Johnson (Patch Staff) – Updated September 12, 2017 1:11 pm ET ShareTweetGoogle PlusRedditEmailComments TAMPA, FL — As Floridians begin the cleanup from Hurricane Irma, they begin assessing their options regarding insurance claims. As you might expect,…

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PHOTO COURTESY OF SHUTTERSTOCK Your home is one of your largest investments, so protecting it from natural disasters is probably one of your top priorities. “It is very important to note that the seasonal outlook cannot forecast where and when storms will form, let alone if/where they will make landfall and what the impacts would…

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